Retirement, Taxes & Estate Planning: Expert Panel for Ages 55+

Five specialists on retirement income, taxes, trusts, long-term care & fraud. Dinner included. Adults 55+. Seating is limited. You Didn’t Spend 30 Years Building It to Guess at This PartThe questions can get harder after you stop working—not easier. When should you start converting to a Roth, and how much, before required distributions could push you into a higher tax bracket? Does the trust you signed years ago actually own the house? What happens to your portfolio if one of you needs several years of care? And who do you call when someone claiming to be “the fraud department” phones your spouse at eight o’clock at night? On Thursday, September 24, five specialists will come together for one panel to answer questions like these in plain English. Two hours. Dinner served. No slide deck full of jargon. No obligation to buy anything. Who This Evening Is Built For This event is designed for adults 55+ who are: • Within about 10 years of retirement or already retired • Managing retirement accounts, a home, and an estate worth protecting • Couples who would rather hear the same answers at the same time • Adult children helping a parent navigate care, legal, financial, or estate decisions If you’re still early in your saving years, much of this discussion may not apply to you yet. We’d rather be upfront about that before you spend your Thursday evening with us. Meet Your Panel Five professionals. One room. Two hours to hear practical answers and ask your own questions. KARIN CHRIST, CPA Financial Advisor, KPC Financial Solutions Topics may include: • Which retirement account should you draw from first? • Roth conversion opportunities between retirement and required minimum distributions • How withdrawal order can affect your tax picture • Creating retirement income designed to weather difficult market years MICHAEL COHEN Elder Law Attorney and Counselor at Law Topics may include: • Will vs. revocable trust—and when each may be appropriate • Why creating a trust is only part of the process • Common trust-funding mistakes • Planning for potential long-term care costs while protecting your estate SAMUEL RAMOS Cybersecurity Specialist Topics may include: • Scams currently targeting older adults and retirees • Why convincing phone calls, texts, and account-takeover attempts still work • Warning signs that a “fraud department” call may not be legitimate • Practical ways to better secure your financial and online accounts MISTY JAMESON Health Coach Topics may include: • Maintaining strength and mobility after 55 • Energy, sleep, and healthy aging • Practical habits that support quality of life in retirement • Staying well enough to enjoy what you spent years preparing for BERTHA HURELS Prepaid Funeral Planning Specialist Topics may include: • What prepaid funeral planning can and cannot lock in • Decisions families often face after the loss of a loved one • Planning ahead to reduce the number of decisions your family has to make during an already difficult time How the Evening Will Run 5:00 PM — Doors open & check-in 5:30 PM — Expert panel begins 6:30 PM — Complimentary buffet dinner 7:00 PM — Live audience Q&A — bring your questions 7:15 PM — Meet the panelists & one-on-one conversations 7:30 PM — Event concludes Door prizes and giveaways will be available throughout the evening. Straight Answers Before You Register Is this a sales presentation? No. This is an educational panel with a live Q&A. There will not be a product sales presentation from the front of the room. If you would like to continue a conversation with KPC Financial Solutions or one of the panelists following the event, you are welcome to do so. Why isn’t the full address listed? Seating is limited, and reservations are confirmed prior to the event. Once your registration is confirmed, you’ll receive the event location, parking information, and additional arrival details. Can I bring my spouse or partner? Absolutely. In fact, we encourage it. Many of the topics discussed involve decisions couples make together. Please reserve a seat for each attendee. Can I bring my adult child or parent? Yes. Adult children helping a parent with financial, legal, care, or estate decisions are welcome. Please register each attendee separately. Is the event really free? Yes. KPC Financial Solutions is covering the dinner and event costs. There is no cost to attend and no obligation to purchase anything. What if I have a dietary restriction? Please let us know during registration, and we will do our best to accommodate your needs. What if I register and can no longer attend? Please cancel your reservation so we can make your seat available to another guest. You can contact us at: [email protected] (817) 623-4598 Reserve Your Seat We're holding a select number of seats, confirming each one by phone. Reservations close Friday, September 18, or sooner if we fill. Reserve now and we'll call to confirm and send you the address. Designed for Adults 55+ Planning for Retirement and Beyond