The First-Home Buyer Edge Briefing

First responders: you may be closer to your first home than you think. Get a clear plan, real answers, and your Buyer Edge. Your first home should start with a clear plan. The First Responder First-Home + Buyer Edge Briefing is a free, no-pressure home-buying event created specifically for first responders, military members, and service families who want real answers before they start touring homes. This is not a generic mortgage seminar. It is a practical, first-responder-built briefing designed around the realities of the job—shift work, overtime, specialty pay, family schedules, and the pressure that can come with making one of the biggest financial decisions of your life. The goal is simple: help you understand what may be possible, what it could take, and what your personal next step should be. Whether you are hoping to buy in the next few months, a year from now, or you are simply wondering “Could we actually do this?”—you are welcome here. During the briefing, Frontline Legacy Group and Team Manteghi with CrossCountry Mortgage will walk through the questions first-time buyers actually need answered: • Why you may not need 20% down, and when lower- or potentially $0-down options may be available for eligible buyers • How overtime, shift differential, specialty pay, and extra-duty income may be reviewed by a lender • What to know about payment comfort, cash to close, credit, and pre-approval • What should happen before your first home tour • What the process looks like from offer, inspection, title, appraisal, underwriting, and closing all the way to keys • How the Frontline Buyer Edge may add potential savings, protection, partner advantages, warranty coverage, and first-responder-focused guidance to your home-buying path You do not need to be ready to buy immediately. You do not need to have perfect credit. And you do not need to know every mortgage term before walking through the door. Come with questions. Leave with a plan. Event Details Wednesday, October 7 Lunch: 12:30 PM Briefing: 1:00–2:30 PM Infinity Title Agency LLC 4511 Rockside Road, Suite 220 Independence, OH 44131 Check-in: Suite 100 Lunch is complimentary, and we encourage you to bring the spouse, partner, or person who will be making this decision with you. Every Attendee Is Entered to Win Every attending household will be entered to win a custom handcrafted 24" × 40" Fire Hose American Flag—a one-of-a-kind piece built to honor the service behind the uniform. Free Event • Only 35 First-Responder Households We are intentionally keeping this event small so there is time for real questions, real conversations, and personal next steps. If homeownership has been sitting in the “maybe someday” category, this is your opportunity to replace assumptions with clarity. No cost. No obligation. No pressure. Just a clear plan built around your life and the people you serve.