Small Business Workshop: Financial Capital

Sources of Financial Capital guides entrepreneurs through the full landscape of funding options and the idea that capital is a journey, not a one‑time event. The session provides a clear overview of major capital sources, the typical SBA lending process, and the three primary loan types business owners encounter. Participants learn how to match funding options to their business stage and evaluate which source fits their needs, empowering them to choose capital with clarity and confidence. You'll learn: • The full range of funding options & how capital needs evolve as the business grows • The difference between debt and equity • The most common sources of funding & what is most appropriate for your business • The typical steps in the SBA lending process • About the three primary loan types you will encounter Preparing for Financial Capital equips business owners with the knowledge and tools needed to become capital ready. The session covers credit, cash flow, business plans, documentation, lender expectations, and how to clearly articulate funding needs. It’s designed for entrepreneurs preparing to borrow now or in the future. You'll learn: • What lenders are looking for & how to prepare a complete, compelling loan package • How to determine your capital needs • How personal credit & business credit affect approval • How to present a clear financial story through projections, business plans, & financial statements • The five C's of credit • Why cash flow is the most important factor in lending decisions This event is hosted in partnership with Huntington Bank.