2026 Credit Union Summit: Underground Reckoning @ Money20/20

A collision for credit unions and partners who operate with a $5B mindset. No slides. No scripts. Just real talk with real action. The Reckoning is upon us. The hype phase of AI is over and the easy wins are spent. Credit unions have the means and the opportunity to level the playing field. But our Reckoning runs deeper than technology: can we merge our past with our future, or do we let the moment pass? The money ecosystem already knows we are a player. In 2025 the largest credit union CEOs took the Money20/20 main stage for the first time, cooperative content interest climbed 14 percent year over year, and our session ranked among the top 20 most bookmarked of the entire conference. This year the Credit Union Journey is a formal part of the program, tied through the World Council to 75,000 credit unions and more than 400 million members. The seat is ours. It stays ours only if we run with it. We are in a revolution, but it is the boring kind. Not the flashy demo, the sleeves-up work of doing what we already do better than anyone. Harness the legacy, put your people and your community to work, and pair a century of hard-won experience with what is now possible. Collaboration and shared purpose are what credit unions have always done best. This is the moment they become how we outperform. The Reckoning is here. This Underground is our answer to that judgment, and how we prepare for what comes next.