Appraisal 3.6: What Changes on November 2 and How to Protect Your Deals

On November 2, every new appraisal submitted to Fannie Mae and Freddie Mac must use the redesigned UAD 3.6 format. The old 1004 report agents have known for years is going away. Some of your files are already coming back in the new format. In 11 days, all of them will. Join The Livingston Group of CrossCountry Mortgage and Brandon Burns, Co Owner of ZAP Appraisals, for a practical, agent focused session on what's changing and how to stay ahead of it. What we'll cover What's changing in the new appraisal report, and what stays the same How 3.6 affects your listings: access, documentation, and what to have ready before the appraiser arrives How it affects your buyers: timelines, longer reports, and why a new looking report doesn't mean there's a problem Properties that need extra attention: ADUs, additions, converted spaces, acreage, multi unit, and manufactured homes The right way to share comps and market data without crossing appraisal independence lines Live Q&A with Brandon Who should attend Listing agents, buyer's agents, team leads, and brokers who want to walk into November prepared instead of reacting to it. Speaker Brandon Burns, Co Owner, ZAP Appraisals Hosted by The Livingston Group of CrossCountry MortgageRob Livingston, Branch Manager | NMLS #460623 | Branch NMLS #3254 This is a general educational session. It does not replace Fannie Mae, Freddie Mac, lender, investor, or appraisal independence requirements.