Free Retirement Seminar | West Des Moines, IA

A free seminar for people ages 50-65 to explore if they can retire early — or make a confident change — without the guesswork. Who this is for: • Pre-retirees and retirees, roughly age 50-65 • Have $500,000 or more in investable assets — this seminar aims to cover what early retirement actually takes • Weighing whether to retire early, or leave a career for something else — a second career, part-time work, or a passion project What you'll learn: • The four risks that quietly hold people back from pulling the trigger: running out of money, losing buying power, taxes at death, and health insurance before Medicare • A simple way to check whether your savings can support the retirement you want • How to build an investment approach around your goals — not just the market's mood • What to know about RMDs, Roth conversions, and getting your beneficiaries set up correctly • Your bridge options for health coverage before Medicare eligibility This event is educational. It's designed to help you think clearly about your own situation — not to sell you anything from the stage. Presented by Ken Luckinbill (Luckinbill Financial Advisors) and Derek Moore (CEO/CIO, ZEGA Investments). Seating is limited — reserve your seat below. Bringing a spouse or partner? Select 2 tickets so we save both seats. Luckinbill Financial Advisors is a DBA of ZEGA Investments LLC, a Registered Investment Adviser. This seminar is provided for educational purposes only and does not constitute personalized investment, tax, or legal advice. Please consult your own tax and legal professionals regarding your specific situation. For important disclosures, see our full landing page. Form ADV: https://zegainvestments.com/disclosures-and-form-adv | Form CRS: https://static.twentyoverten.com/6646395ec1ddf84268733728/MMAFUJumMNq_/ZEGA_Form-CRS_2026.pdf