First Time Home Buyer Seminar

Ready to make homeownership a reality? Join us for a free seminar covering everything first-time buyers need to know. 🏡 Your First Home Starts Here Buying your first home is exciting, but knowing where to begin can feel overwhelming. Our First-Time Home Buyer Seminar is designed to give you the information, guidance, and confidence you need to better understand the homebuying process. Join us for a relaxed and informative morning with local real estate and lending professionals who will walk you through the process from start to finish. Whether you're ready to buy soon or simply want to start planning, you'll leave with a clearer understanding of your options and your next steps. What You Can Expect: 🏠 Understand the Homebuying Process We'll walk through the major steps of buying a home, from getting started and finding a property to making an offer, escrow, and closing. 💰 Learn About Financing & Down Payment Options Explore different loan options, down payment assistance programs, and what you should know before getting pre-approved. 📊 Credit & Pre-Approval Learn how credit can affect your financing and why getting pre-approved is an important part of the process. 💵 Understand the Costs of Buying a Home We'll break down down payments, closing costs, monthly payments, and other expenses so you know what to expect. 📝 Offers & Negotiations Learn what goes into an offer and how your REALTOR® can help you navigate negotiations and seller concessions. 🔎 Inspections, Appraisal & Escrow Get a better understanding of what happens after your offer is accepted and the important steps leading up to closing. ❓ Q&A With Local Experts Bring your questions! You'll have the opportunity to ask Tiffany, Paul, and Kristen about the homebuying process and your specific questions. ☕ Food, Drinks & Giveaway! We'll also have food and beverages provided for attendees, so come hungry and make yourself comfortable! 🥐 Food provided by TKB Bakery & Deli 🎁 ATTENDEE GIVEAWAY: Enter for a chance to win 1 of 2 Starbucks gift cards in our end-of-event drawing! Good Coffee, Brighter Futures. 👋 Meet Your Hosts Tiffany Esparza, REALTOR® | DRE #02345048 Paul Vilchis, REALTOR® | DRE #01996218 Kristen Martinez, Loan Officer | NMLS #1107512 Whether you're just curious about buying, actively preparing, or hoping to purchase your first home soon, you're welcome to join us. This is a free, educational event with no pressure or obligation. Come with your questions, enjoy some food and drinks, meet local professionals, and leave with a clearer path toward homeownership. 📅 Saturday, October 10, 2026 ⏰ 11:00 AM 📍 Vanmar Lending 77824 Wildcat Dr, Palm Desert, CA 92211 Seating is limited, so be sure to RSVP and reserve your spot! 🏡