Navigating IRMAA & Medicare

Learn How to Avoid Medicare Surcharges & Keep More of Your Money Are you prepared for the hidden costs of Medicare? Many retirees are shocked to learn that their income can trigger higher Medicare premiums known as IRMAA (Income-Related Monthly Adjustment Amounts), costing them thousands of dollars in unexpected fees. Join IRMAA Certified Planners Jacob Orand and Alex Murray for an eye-opening workshop where we’ll break down: • What IRMAA is and how it affects your Medicare Part B & D premiums • How your income determines your IRMAA bracket and strategies to reduce your exposure • Tax-smart withdrawal strategies to help you stay under key thresholds • How life events (like selling a home or starting Social Security) impact your IRMAA calculations • Proactive planning techniques to keep more of your retirement savings in your pocket This workshop is designed for retirees, pre-retirees, and anyone looking to make informed financial decisions about Medicare and their long-term wealth. Don’t let IRMAA take you by surprise learn how to take control of your Medicare costs!