More Paths to Homeownership

Creative Financing Strategies for New Home Buyers Today’s buyers aren’t just asking, “What’s the interest rate?” They’re asking: What can I actually afford? How do I keep my monthly payment manageable? How much cash will I need at closing? And is now really the right time to buy? The good news? Buyers may have more options than they realize. Join us for an educational conversation designed to help real estate professionals better understand the financing strategies available to today’s new construction buyers—and how the right combination of loan program, rate strategy, builder incentive, and timing can make homeownership possible. What We’ll Cover We’ll break down real-world strategies you can use when working with buyers, including: • Down-payment assistance programs • Builder contributions and closing-cost assistance • FHA and Conventional ARM options • 3-2-1, 2-1 and 1-1 temporary rate buydowns • Permanent rate buydowns • Builder rate-lock commitments • Long-term rate-lock options for new construction • Strategies for longer build timelines • How builder incentives and financing programs can work together • How to help buyers evaluate their options based on monthly payment, cash-to-close and long-term goals Why This Matters In a changing interest-rate environment, the answer isn’t always to wait for rates to come down. Sometimes the opportunity is in knowing how to structure the deal differently. For real estate professionals, understanding these options can help you have better conversations with buyers, overcome financing objections earlier, and identify paths to homeownership your clients may not know exist. Featured Financing Expert Meagan Meyer | Victory Mortgage Meagan will walk us through today’s financing landscape and demonstrate creative strategies that may help buyers qualify, preserve cash and better manage their monthly payment. Your Builder Collective hosts, Shawn Doan and Keyli Smith will kick off the conversation from the real estate and new construction perspective—including why introducing the financing conversation early can make such a difference in the buyer journey. Who Should Attend? This event is ideal for: • Real estate agents • New construction professionals • Builder sales consultants • Industry partners • Anyone who wants to better understand the financing options available to today’s homebuyers Come ready to learn, ask questions, and leave with strategies you can put into conversations with buyers immediately. Hosted by Builder Collective Financing programs, rates, incentives, eligibility requirements and availability are subject to change. Information presented is for educational purposes and is not a commitment to lend. Buyers should consult with a licensed mortgage professional regarding their individual circumstances.